HOA’s; YOU CAN SAVE A LOT OF MONEY BY HIRING UNLICENSED/ UNINSURED CONTRACTORS! Then you too can be liable for a workers injuries!

I saw this article at Community Associations Network (CAN). If you are an HOA, and don’t make sure your independent contractors are licensed and insured, you’ll deserve the same fate as these folks got…

Heimen et al. v Worker’s Compensation Appeals Board

HOA Should Be Sure Workers are Insured California homeowner associations (HOAs) and HOA management companies will want to pay attention to a recent ruling coming out of the state’s Second Appellate District. The case, Heimen et al. v Worker’s Compensation Appeals Board, involved the claim of a worker injured on association property for worker’s compensation benefits. Read more by clicking here.

So the lessons are that any contractor who will be working on your property must have;
workers comp
liabilty policy naming HOA as add’l insured
Auto Insurance.

You can get extra protection by buying a add on workers comp policy for around $500-1000 per year. Then if someones coverage was lapsed and something happened, you would still be covered. Your choice, pay a little or pay a lot…

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.