The lesson is here for HOA's and any building owner is lessen and assign risk by inspecting decks, railings, balconies and stairs regularly. From The Courier Journal…

Deck collapse victims sue homeowners group and builder

A group of family members who were injured in a deck collapse during a December Christmas party in Floyd County now are suing the homeowner’s association and a homebuilder for negligence.

Barbara and Alexander Latuch of Charlestown and 23 relatives filed suit this month in Floyd Superior Court claiming Wolf Lake Homeowners Association Inc. and Schuler Homes Inc. failed to properly inspect and maintain the deck. They’re seeking unspecified damages for medical expenses, pain and lost wages.

Several video images taken by surveillance cameras document the moment when the deck gave way and family members crashed on top of each other onto a concrete patio a story below, beside a large, covered swimming pool.